local legal info - Insurance Articles 15739

Dinghy Insurance
Are you a passionate sailor that likes to take their dinghy out on the water whenever the opportunity arises? If you have a dinghy in your possession you`ll want to keep it that way and make sure it is protected from loss or damage. Getting Dinghy Insurance can be a wise move as you never know when the unthinkable might happen. Suppose you keep your dinghy at the local sailing club and it has intruders one night? Your dreamy dinghy could be loaded onto a trailer and you`ll never see it again. By protecting your dinghy with Dinghy Insurance you`ll ensure that should the unthinkable happen and your dinghy gets stolen you`ll be able to claim for your loss. There are many Dinghy Insurance policies for you to peruse so you should be able to find one that is suitable for your needs. Not all of the policies will be comprehensive though, so it pays to shop around and find one that will cover you for any number of eventualities. You might find that certain types of Dinghy Insurance cover you for the loss of sailing equipment too, plus damage or loss of outboard motors. Most policies won`t cover you for wear and tear on your vessel but damage caused to your boat by other crafts should be covered. Therefore when you purchase your new dinghy you should feel confident about sailing it knowing that you have a comprehensive Dinghy Insurance policy in place. Whether you race your dinghy or use it for more gentile purposes you`ll find Dinghy Insurance will have you protected at all times.

Lawyers often receive inquiries about the legalities of recording phone or other conversations in Arizona. In particular, the issue frequently arises in family law cases where child custody is at issue. Related to the recording issue is the "bugging" issue.

There are a number of variables that affect the answer to the central question, whether it is legal to either record or even bug conversations. First, bugging and recording are two different issues under Arizona law, often related, but also potentially very different under the law. Second, the laws regarding bugging and recording vary significantly by jurisdiction so what is legal in one state may be illegal in another. As well, the federal law may vary from state laws.

The following is a very brief analysis of the bugging and recording law in Arizona:

A. Bugging, otherwise known as wiretapping, typically means placing a device on a phone that allows one to eavesdrop on a conversation or other transmission. Bugging by a private party is considered illegal almost all of the time for two reasons primarily: First, it allows someone to listen to a private conversation between two or more unsuspecting parties. Second, bugs are usually placed without permission so you have a number of infractions inherent in such trespass-like activity. If you suspect someone has placed a bug on your phone or other device, you should call the police.

B. In the case of a telephone or in-person conversation, recording simply means making a copy of the conversation between two or more people. Recording is illegal in Arizona if NO party to the conversation knows that the conversation is being recorded. However, in Arizona, and this varies by state, if one party to the conversation knows that the conversation is being recorded, it is not illegal. Thus, if someone tape records a phone call or conversation involving him/herself and another person, even one who is unaware of being recorded, that`s legal in Arizona. If the same person taps into a phone line and records a conversation between two people who are unaware they are being recorded, it is ILLEGAL. Arizona and federal law are similar in this respect; however, recording conversations is illegal in certain other states unless all parties know of the recording and consent. There may be some cross-jurisdictional issues involved when tape recording a conversation across state or national boundaries. Prior to tape recording, it is recommended that you consult an attorney in the appropriate jurisdiction.

In summary, bugging/wiretapping is always illegal while tape recording is legal in Arizona as long as one party to the conversation is aware the conversation is being recorded. However, don`t make assumptions about the law in other states -consult an attorney to determine what is allowed.